MoneyWiz 2026 Personal Finance

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1. ★★★★★data, history or progress disappears

   Lost all my receipts and data after subscribing. And they don’t reply to my email 👎

2. ★★★★★negative experience without a specific reason· unspecific

   Transferring QIF files. Not easily done, balances come up wrong

3. ★★★★★subscription and paid restrictions

   Unethical business practice. Money wiz canceled my account for “non-service” meaning I wasn’t using it frequently enough. However they kept billing me anyway. I thought because they billed me anyway, I could still access my account. I didn’t look at it daily or even monthly. I updated info periodically merely as a reference. Imagine my surprise when I tried to access my account but was told that even though they were billing me, the had canceled it TWO YEARS earlier. 2 years. Yes I wasn’t using it much, but I was still paying for it. What kind of company cancels and work bills you?!

4. ★★★★★a needed feature is missing

   Latest Update is Bad. I have used this app for many, many years and it has been my most used app! However, since the latest update it is now my most frustrating app to use. I have the latest iOS on an iPad Air and can’t enter a payee because every keystroke causes the keyboard to disappear and flit around. I DON’T NEED AN APP THAT TRIES TO OUT-GUESS what I want! I want an app that will simply accept keystrokes I input! It now also freezes up when trying to add an image and I touch anywhere except on the “tiny” little + button. This has become beyond frustrating and has caused me to start looking for another simple check register app. I think this version wasn’t beta tested very well and finances are not the place where customers want to field test software!

5. ★★★★★negative experience without a specific reason· unspecific

   Syncing from OS to iOS leaves much to be desired. I have tried over and over again to get my iOS devices to give me the same information that’s on my computer. Tech Supports never available during waking hours. Starting to look for another solution for managing my funds over multiple devices.

6. ★★★★★subscription and paid restrictions

   User since the beginning. The developer has responded, it is not a small banner, the size of the banner has been increased SIGNIFICANTLY to take up at least 1/3 to 1/2 of the screen. I have been using MoneyWiz since it launched, ive paid for in the past even before subscriptions were a thing, ive had a subscription, so they’ve gotten my money many times over. I no longer have a subscription and now they’ve plastered a NOTICE to buy one half the size of the screen that’s so intrusive in order to bully and annoy loyal users into giving them even MORE money. It’s so disrespectful, moving on from this app.

7. ★★★★★subscription and paid restrictions

   Fidelity isn’t supported???. UPDATE: Developer responded by claiming that Fidelity is “very much supported” by Plaid. Please check before responding. Adding any type of Fidelity account results with the error “Connectivity not supported: Fidelity accounts are not able to be connected through Plaid at this time.” A quick search shows that Plaid has not worked with Fidelity Investments since at least 2023 (it’s 2026 now). Additionally, another set of banking accounts have stopped working with Plaid and MoneyWiz since my initial review. Dropping to 1 star since I feel the developer intentionally lied to me to get me to pay a month’s subscription to try Fidelity again (knowing that it wouldn’t work). ORIGINAL REVIEW: Downloaded this to try something different than the finance app I’ve been using for decades (you can probably guess which one). Adding account was quick and easy, and reporting was…well it was okay for a mobile app. However, after adding cash and credit accounts, I moved onto adding loans and investments and…wait, I can’t even add my 401(k) because Fidelity Investments isn’t supported? Full stop and delete. I need to app to help me manage my ALL my finances, not just a few cash accounts.

8. ★★★★★negative experience without a specific reason· unspecific

   Refuses to Update. The app will pull in transactions and the balance is horribly off even though it’s connected through plaid and says it pulls in at that moment. When you try to refresh the accounts it will show it’s loading but then stop and not load anything. It will say its last update was whatever time you originally connected. Tried to message the app chat for help and the response time says it can be several hours to respond. I reach out at around noon and it’s now 730 with no response. Tried loading on my MacBook and iPhone both. Would not recommend for the price they ask.

9. ★★★★★subscription and paid restrictions

   Forced Subscription Ruined the App. I’ve used this app for over 10 years, but the latest update added a permanent banner aggressively pushing a monthly subscription, which seriously harms the user experience. There’s no one-time purchase option — only a recurring monthly payment — which is very disappointing for long-time users. Monetization is understandable, but this approach feels intrusive and poorly thought out. Because of this change, I’ll be looking for an alternative app.

10. ★★★★★subscription and paid restrictions

    Incorrect charges and poor performance. I chose this app because it clearly displayed an annual subscription price of $59.99, however I was charged $84.98 instead, without prior notice. This feels dishonest and misleading. On top of that, the app frequently crashes, shows errors, and fails to update correctly. Overall, the experience has been very frustrating. I would not recommend this app due to incorrect billing and technical issues.

11. ★★★★★negative experience without a specific reason· unspecific

    Budgeting useless with recent update. The budgeting tool in this software is completely useless since the most recent update. None of my budgets show any income, even though I have put money in them. They no longer show any sort of balance and they don't show the historic monthly view. I have no way of knowing what is in each of my budgets. And there is NO way to contact support. All of the links to contact them take you to a blank web page.

12. ★★★★★negative experience without a specific reason· unspecific

    Cannot update “change number of shares”. This feature no longer accepts input

13. ★★★★★slow performance and long loading times

    Constantly high CPU usage and battery drain. This problem has been going on for many months. MoneyWiz has a constantly high CPU usage in Activity Monitor and drains the battery. MacBook 16” M2 Max, 32 GB RAM, macOS Tahoe

14. ★★★★★negative experience without a specific reason· unspecific

    App not user-friendly. I can’t find out how to get the last 90 days transactions. And there’s no place to find that information.

15. ★★★★★subscription and paid restrictions

    Waste. Downloaded the app with high hopes. I was then immediately prompted to subscribe if I wanted to link any of my accounts, so I subscribed and still continue to get prompted to subscribe again. I still have not been able to link any accounts. Wish I hadn’t done the yearly subscription.

16. ★★★★★privacy versus sync is a fork between two opposite audiences, not one slider

    Updated Review 11/20/25. 11/20/25 - I've been using this app for years (see previous reviews), now it only crashes when trying to open on iPad, and, keeps logging me off on Mac. I have no time or tolerance with this kind of update result when using financial software. If this isn't fixed by later today, you've lost me as a customer. Best wishes. 3/19/24 - Please consider adding "envelopes", or "buckets", for monthly income distribution. Budgets are great for longer term money management, but "envelopes" get me ahead faster, month-to-month. Thank you. ----====---- 9/24/23 - I like using the app, but the promise of syncing I gave up on a long time ago. Even just a CC account will only hold sync temporarily and then require a complete reconnection. I did this over and over, thinking it would eventually get fixed or eliminated. I gave up on reliable and stable syncing several years ago and just the app as a manual ledger for several accounts, it works pretty well at that level. But, as I suspected would happen when "subs" started becoming a thing for software developers, things tend to actually decline in value and expectations, by me, get lower and lower. But, I think I see another developer doing something interesting and after years of using this software and, only getting partial fulfillment, (for $50/yr.), I'm going to go look at somebody else's offering. 3/10/21 - Just out of the blue sync is broken across devices. Yes everything is updated, I've logged out of my MW account and back in on all devices. This just can't happen, not even once. At this point it won't even hold changes I make on one device and as of March 12, 2021 none of my automatic transactions happened, not one.

17. ★★★★★the calendar month is the only period model, but people live on pay cycles

    Works great until it doesn’t. I have used the app for at least five years now. When it works, it’s exactly what I need. When there is an issue, it’s a disaster. Twice in the last two years, I’ve had trouble connecting an account that all of the sudden becomes disconnected. When I reach out for support, it’s an issue with Plaid. When the account finally is reconnected, (this time it took over a month) I have lost all the work I have done categorizing for years. With last year’s issue, the account was reconnected and I never recovered years of prior transactions. No refunds available if you buy through App Store and it’s been over 30 days. After this past experience, I will not renew and do not recommend this app.

18. ★★★★★subscription and paid restrictions

    Never got the Splits to work properly despite hours and hours working with technical support. Never was able to split transactions into more than one category. The program consistently just allocated a payment equally among the categories.

19. ★★★★★subscription and paid restrictions

    Double charge. They charged me for the annual and monthly subscriptions.

20. ★★★★★subscription and paid restrictions

    Update problem. Im not getting the daily balance updated, app is not working well as hope…Im gonna cancel the subscription….Good idea and theme but not working

21. ★★★★★negative experience without a specific reason· unspecific

    DIsgusting. I loved this app until it goofed up and threw my number all out of whack.

22. ★★★★★subscription and paid restrictions

    What a mistake: Wrong subscription pricing in description and terrible syncing.. The description said the yearly subscription was $19.99, but it’s $24.99. I went ahead and subscribed but the syncing was TERRIBLY SLOW and inconsistent between my Mac, iPhone, and iPad. Apple, in its infinite wisdom, refused to refund the subscription. Terrible experience all-around.

23. ★★★★★subscription and paid restrictions

    Unreliable and too expensive. This app never works when you need it always off-line to charge you too much money and it’s most of the time is inaccurate find a better solution. This is a piece of S

24. ★★★★★crashes, freezes and errors

    stuck in 2020…. No updates, looks & buggy as 5 years ago.. very slow, very buggy. sync is working — after 1-2 transaction in banks — totals are gone…. : (((

25. ★★★★★subscription and paid restrictions

    Recalculating. Can’t understand why it won’t connect to my bank anymore and show the new balances. I joined for the yearly subscription. A waste!

26. ★★★★★negative experience without a specific reason· unspecific

    Nice app. It’s pretty cool but crashes way to much.

27. ★★★★★subscription and paid restrictions

    Unusuable. App keeps crashing, keep getting errors when try to refresh my transactions. Does not update my balances, etc. chat support takes forever to get back to you and keeps giving the same answer over and over again. Fix or im canceling my subscription.

28. ★★★★★subscription and paid restrictions

    Transactions only download once a day. The next day. Probably canceling my subscription.. Makes it practically worthless.

29. ★★★★★negative experience without a specific reason· unspecific

    First Account. Downloaded app, and first account (PNC checking account) says Plaid is unable to link your institution...sorry for the incovenience..etc. Complete fail. Good thing is I did not wast much time with this app. Notice developer normally responds with everything fine now...No, I am deleting this app.

30. ★★★★★negative experience without a specific reason· unspecific

    Terrible. [PLErrorDomain] The operation couldn't be completed. (PLErrorDomain error O.) I keep getting this error. Nothing syncs even though it says it’s a successful sync.